It is true that student loans are getting harder to obtain. There is a disparity between the rising cost of inflation (just over 4%) and the rising cost of college (just over 7%).
There must be a point at which parents and students discover the cost of college to be too high relative to the income produced as a result of that degree. Ten years after graduating from college, a full 80% of workers have moved on to an occupation unrelated to their college degree.
The question that has not been answered yet is where to draw that line and simply enter the work force as an apprentice or as a new business owner.