We're 5 days into January. You haven't stopped reaching towards your goals have you!
Put your plan, or something to remind you of it, somewhere you can see it each and every day.
I gave some recent financial clients a laminated picture of the Disney World logo to hang somewhere where they can see it every day. Don't lose sight of the end. They are going to be debt-free by 7/09, save the cash they were paying towards debt for 2 months, and go to Disney World... with cash two months later!
You will be able to read about them in the January 9th edition of the Raleigh News & Observer.